O.Bank is a new digital mobile bank on the Ukrainian market of banking services.
What is a digital bank?
This is a new model of communication between the client and the bank: you no longer need to look for a branch, stand in lines, communicate with managers and cashiers. You just need to install the application on your mobile phone - Just download the bank!
The O.Bank digital bank is designed to solve the pain points of consumers, which they have faced for many years in communication and interaction with banks. After all, before, in order to become a client of the bank, the consumer had to leave work, get to the branch, stand in line and finally get a meeting with the bank manager. For many years, clients lived in this paradigm of relations between the bank and the consumer, where the latter had to adapt to the bank's life model.
Now the Client sets the tone and model of behavior. OBank mobile bank is available 24 hours a day, 7 days a week, without holidays and weekends. From anywhere in the world, anywhere, you can download the Bank to your phone and become a customer. The entire product line of the bank, all its services and services will be available to you.
Obank is a digital bank without branches and without queues.
Just download Bank!
To register in the Obank application, you need to go through a simple procedure, after which you will immediately be able to order an OKartka bank credit card.
(For clients of Idea Bank, a separate registration procedure is provided, without issuing a credit card). O.Card is a full-fledged, fully functional MasterCard card that you can use to pay at any retail outlets, in online stores, withdraw cash from an ATM, make transfers from card to card, pay for utilities, top up your mobile phone account, etc.
O.Kartka has a number of advantages that make it unique on the market:
* credit limit up to UAH 200,000.
* a grace period of up to 120 days
* cashback up to 30% on Apple and Google services (Apple Music, Google Music, YouTube Music, YouTube Premium, Apple iCloud, Google One, etc.)
* cashback up to 5% on online purchases in any online stores of the world
* cashback up to 0.5% on EVERYTHING
All transactions are free for the first 4 months:
* free card-to-card transfers
* free top-ups
* free withdrawals
The OBank application offers a wide range of functions, with which you can close a whole complex for yourself every day usual needs:
* P2P card-to-card transfers
* transfers based on details
* transfers between own accounts
* mobile phone top-up
* management of card limits
* management of SMS messages
* tracking of login history
* blocking / unlocking of the card
* tracking of transaction history
* connection of MasterPass wallet
* management of accounts and cards
* use of Face ID technology | Touch ID
In the near future, O.Bank will implement a number of functions that will make it possible to turn the application into a full-fledged mobile digital bank without branches:
* opening accounts
* opening deposits
* opening loans
* issuing installments
* opening cards
* purchasing insurances
In the digital mobile bank O.Bank, it is planned to communicate with clients through modern remote communication channels, which have long become a standard in the modern digital world: it will be possible to ask questions, get advice, leave feedback through modern mobile messengers - Viber, Telegram.
(NBU License No. 96 dated November 4, 2011, JSC "Idea Bank")
